Chapter 5 - The Confrontation

The next day, I arranged a meeting. Not through the lawyers, and not in a courtroom. I sent a simple text message to Victoria from a burner phone:
“Starbucks on 16th Street Mall. 2:00 PM. Come alone, or the bank gets the forgery report by 3:00 PM.”
When I walked into the coffee shop, Victoria was already sitting in a corner booth. She looked remarkably haggard, the dark circles under her eyes poorly concealed by expensive concealer. The polished, untouchable queen of Cherry Hills was beginning to fray at the edges.
"You have five minutes, Valerie," she snapped as I sat down across from her. "If you think this little stunt is going to save you, you're mistaken. Our lawyers are already preparing a defamation lawsuit against you. We will ruin your reputation in this city."
I didn't order a drink. I simply placed a thick, manila folder on the table between us.
"Open it," I said quietly.
Victoria sneered but opened the folder. As her eyes scanned the top document, the color drained from her face so fast I thought she might faint. It was a certified copy of the loan application Diego had submitted to Great Western Bank, complete with the forged signature of my name, alongside a forensic handwriting analysis report proving the signature was a clumsy imitation.
"This... this is nothing," Victoria stammered, though her hands were visibly shaking. "A clerical error."
"That 'clerical error' is bank fraud, wire fraud, and identity theft, Victoria," I said, leaning forward, my voice low and lethal. "It's a federal offense. It carries a mandatory minimum sentence of ten years in a federal penitentiary. And because Diego used Sterling Development’s corporate accounts to process the loan, your entire company is complicit. The FBI asset forfeiture unit will freeze every single one of your assets within twenty-four hours of me filing this report."
Victoria stared at me, her mouth opening and closing like a fish out of water. "What do you want?" she whispered, her voice stripped of all its haughty arrogance.
"First, you will have Arthur call my boss, Marcus, and issue a formal, written apology, fully endorsing my firm for the library project. Second, Diego will sign a full, uncontested divorce settlement. He will waive all rights to any of my assets, including the Capitol Hill condo, and he will pay my legal fees. Third, you will buy Natalie out of her marriage to your younger son. She wants out, and she deserves a generous settlement for standing up for the truth."
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"And if we refuse?" Victoria hissed, a desperate spark of defiance left in her eyes.
"Then I walk across the street to the federal building," I replied, checking my watch. "You have until tomorrow morning. Choose wisely."