Part 3: The Financial Tra

The drive north toward Mille Lacs Lake took us through dense pine forests and gray, overcast skies that threatened a late-spring snowstorm. The highway gradually narrowed from four lanes to two, winding past dormant fishing camps and boarded-up bait shops that looked like ghosts of better summers.
Chris drove his black SUV, handling the winding curves with an easy, practiced confidence. I sat in the passenger seat, staring out at the blurred landscape, my mind racing through a thousand different scenarios of how this confrontation would play out.
"Let's go over the operational plan one more time," Chris said, keeping his eyes fixed on the asphalt ahead.
"We pull up to the gate," I recited, my voice flat and controlled. "If it's locked, we walk the perimeter. We confirm Melissa's car—the dark SUV from the security footage—is on the property. Then we assess who is inside."
"And if Vance or Melissa tries to run?" Chris asked, testing me.
"We block the driveway with your truck," I answered. "We don't give them an inch of road."
"And if they try to lie?" Chris added with a faint smirk. "Well, that's my favorite part. People lie best when they think they're the smartest person in the room. Let's make them feel very, very smart until we pull the rug out."
We turned off the main highway onto a poorly paved county road that quickly deteriorated into gravel and packed dirt. Tree branches scraped against the sides of the truck like skeletal fingers. According to the GPS coordinates Chris had pulled from the corporate registry, the lake house was tucked away at the end of a private dead-end spur surrounded by dense timber and marshland.
As we rounded the final bend, the dense trees parted to reveal a high cedar-wood privacy gate set between two massive stone pillars. A black security camera blinked red near the top of the left post, tracking our movement.
"They know we're here," I said, leaning forward.
"Good," Chris said, shifting the truck into park right in front of the gate. "That saves us the trouble of knocking."
He reached into the back seat, picked up a heavy-duty bolt cutter, and stepped out into the biting wind. I followed him down. The air smelled of damp earth, rotting pine needles, and the cold metallic tang of approaching snow.
With two sharp, practiced snaps of the heavy steel blades, the chain securing the gate snapped. The metal gates swung inward, creaking on their hinges like rusted joints.
"After you, Jamie," Chris said, gesturing with a grin that had no humor in it at all.
We drove up the winding gravel driveway, the tires crunching loudly against the stones. Through the gaps in the trees, the lake house finally came into view—a sprawling, modern timber-and-glass structure perched on a rocky bluff overlooking the dark, choppy waters of Mille Lacs.
Parked neatly in the three-car detached garage was a sleek, dark gray luxury SUV. The exact vehicle from the security footage.
"Bingo," Chris murmured, killing the engine.
We stepped out of the truck. The silence here was absolute, save for the wind whistling through the pine canopy and the distant slap of gray waves against the rocky shore. There were no lights on inside the main house, but faint smoke curled lazily from the massive stone chimney on the roof. Someone was inside. Someone was trying to keep warm.
We walked up the wide wooden steps to the front entrance. I didn't bother knocking. I raised my fist and hammered three heavy, deafening blows against the solid oak door.
For a moment, nothing happened. Then, footsteps shuffled on the hardwood floor inside. A deadbolt clicked back with a heavy metallic thud.
The door swung open.
There stood Melissa, wearing an oversized cashmere sweater, her hair pulled back into a loose ponytail. She looked rested, calm, and entirely unprepared for the two men standing on her porch.
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The color drained from her face so fast it looked like someone had turned off a light switch inside her head.
"James," she whispered, her hand flying to her throat. "How... how did you find us?"